Riyasat Khan v. State of U.P. and 3 Others

Court No. - 6 Case :- WRIT - C No. - 34063 of 2023 Petitioner :- Riyasat Khan Respondent :- State Of U.P. And 3 Others Counsel for Petitioner :- Santosh Kukmar Tiwari Counsel for Respondent :- C.S.C.,Sanjai Singh Hon'ble Mrs. Manju Rani Chauhan,J. Heard learned counsel for the petitioner and Mr. Sanjai Singh, learned counsel for the respondent-Bank. With the consent of learned counsel for the parties, this writ petition is being finally disposed off at this stage without calling for a counter affidavit. The present petition has been filed with the following prayers: "(i) issue a writ, order or direction, in the nature of certiorari quashing the impugned recovery certificate dated 17.05.2023 of Rs. 2,26,395/- issued by respondent no. 3 - Branch Manager Punjab National Bank, Branch Koro Kuinya, District Shahjahanpur (contained as annexure no. 1 to this writ petition).

(ii) issue a writ, order or direction, in the nature of mandamus commanding and directing to the respondent bank to accept and realize the amount of loan in easy installments as fixed by this Hon'ble Court after supplying the correct statement of account to the petitioner." Learned counsel for the petitioner submits that the petitioner took a loan of Rs. 1,50,000/- in the year 2012 from the concerned Bank but due to some personal difficulty he could not maintain the regular payment of installments, therefore, recovery citation dated

17.05.2023 of Rs. 2,25,395/-has been issued against him. Learned counsel for the petitioner submits that the petitioner is ready and willing to deposit the entire recovery amount within the time fixed by this Court. Learned counsel appearing for the Bank fairly states that the Bank is interested in realizing the entire amount alongwith interest and if the petitioner deposits the amount within the time granted by this Court, no further action shall be taken against the him by the Bank. Considering the facts and circumstances of the case and in the interest of justice, the present writ petition is disposed off with the following directions:-

(i) Petitioner shall deposit a sum of Rs. 50,000/- within one month from today. Thereafter the entire balance amount shall be deposited in six equal quarterly installments.

(ii) The installments shall be deposited in first week of respective calendar month.

(iii) Recovery proceedings during this period will be kept in abeyance. In case petitioner commits default in depositing any of the installments within the above stipulated time, it will be open to the respondents to start recovery proceedings again by taking coercive process to which the petitioner undertakes not to challenge.

(iv) Petitioner may file an application for supply of statement of account along with the duly stamped self addressed envelope. In case any such application is filed, the concerned branch of the Bank will give the same to the petitioner within fifteen days from the date of deposit of the first installment and in calculating the arrears, the amount (if any) already paid be adjusted.

(v) If the entire amount is deposited by the petitioner, as directed above, no recovery charges shall be realized from the petitioner.

(vi) If any fact stated by the petitioner is found to be incorrect, it will be open for the authorities to move an application for modification/recall of the order. Order Date :- 31.10.2023 Arti High Court of Judicature at Allahabad