Suriya Begum Choudhury v. The State of Assam and 4 Ors

ORDER Date : 02.02.2024

¶1The instant writ petition has been filed by the petitioner seeking a direction from the respondents, more particularly, the respondent Nos. 3 and 4 to settle and dispose of the claim of the policy bearing Policy No. A2174400000000410809 under the Pradhan Mantri Suraksha Bima Yojana (PMSBY) in the National Insurance Company Ltd. connected with the account of the Karimganj Branch of United Bank of India, now Punjab National Bank bearing Account No. 0036010481014 @ 9% per annum.

¶2The records reveals that an affidavit-in-opposition has been filed by the respondent Nos. 4 and 5 stating inter alia that the Insurance Company had already paid the insured sum of Rs, 2,00,000.00 on

12.07.2022 in the concerned Bank Account of the petitioner.

¶3It has also been mentioned in paragraph No. 7 of the affidavit-in-opposition that the Insurance Policy in question was connected with the United Bank of India, Karimganj Branch. Under such circumstances, the relevant and required details available with the Insurance Company like Page No.# 3/3 IFSC etc. for making payment to the insured sum amount as provided to the National Insurance Company Ltd were of the United Bank of of India. The National Insurance Company Ltd have processed the claim diligently as per the Company's established procedure. However, as the United Bank of India had merged with the Punjab National Bank in the meantime, and the necessary details like IFSC, UTR Code etc. had changed. It has been submitted that said particulars were not furnished to the National Insurance Company for which the claim could not be processed properly and timely.

¶4This Court having taking into account that the petitioner have already been paid the insurance amount and explanation so provided in paragraph No. 7 of the affidavit-in-opposition is of the opinion that the question of imposition of interest upon the respondent No. 4 and 5 in the facts of the instant case does not arise.

¶5Consequently, the instant writ petition stands closed without any further direction.

JUDGE Comparing Assistant

PageoNo.#o1/3 GAHC010146462021 ooooooo ooooooooooooooo ooooooooooooooooTHEoGAUHATIoHIGHoCOURTo (HIGHoCOURToOFoASSAM,oNAGALAND,oMIZORAMoANDoARUNACHALoPRADESH)o CaseoNo.o:oWP(C)/4941/2021o SURIYAoBEGUMoCHOUDHURYo W/O-oLT.oAFTABoUDDINoCHOUDHURY,oR/O-oVILL-oBATARASHIoANDoP.O.o TILLABAZAR,oP.S.oANDoDIST.-oKARIMGANJoASSAM,oPIN-o788709 VERSUSo THEoSTATEoOFoASSAMoANDo4oORS.o REP.oBYoTHEoCOMM.oANDoSECY.oTOoTHEoGOVT.oOFoASSAM,oDEPTT.oOFo FINANCE,oDISPUR,oGHY-06 2:CIRCLEoHEADoOFoTHEoCIRCLEoHEADoOFFICE oPUNJABoNATIONALoBANK oSILCHAR oDIST.-oCACHAR oASSAM oPIN-o788001 3:THEoBRANCHoMANAGER oPUNJABoNATIONALoBANK oKARIMGANJoBRANCH oP.O. oP.S.oANDoDIST.-oKARIMGANJ oASSAM oPIN-o788710 4:NATIONALoINSURANCEoCOMPANYoLTD. o3 oMIDDLETONoSTREET oPRAFULLAoCHANDRAoSENoSARANI oKOLKATA oWESToBENGAL o700071 Page No.# 2/3 5:THE REGIONAL MANAGER NATIONAL INSURANCE COMPANY BHANGAGARH G.S.ROAD GHY-0 Advocate for the Petitioner : MR H R CHOUDHURY Advocate for the Respondent : SC, FINANCE BEFORE HONOURABLE MR. JUSTICE DEVASHIS BARUAH