Praveen Kumar Jain v. The Reserve Bank of India

ORDER This writ petition has been filed to direct the respondent to consider and dispose of the petitioner's representations dated 13.04.2023 and 16.06.2023.

¶2The learned counsel for the petitioner would submit that in this case, the representations dated 13.04.2023 and 16.06.2023 were filed by the petitioner requesting the respondents to stop demanding EMIs and to take appropriate action against the builder to recover the entire amount paid for subject flat and also to restrain the 2nd respondent from negatively marking the petitioner's CIBIL Score. However, the said representations were not at all considered by the respondent till date. Hence, this petition.

¶3In reply, the learned counsel for the respondent would submit that the petitioner's representations will be disposed of by the 3rd respondent within a period of 8 weeks.

¶4Heard the learned counsel appearing for the petitioner and the respondent and also perused the entire materials available on record.

¶5In view of the above, without expressing any opinion on the merits of the matter, this Court directs the 3rd respondent to consider the petitioner's representations dated 13.04.2023 and 16.06.2023 and dispose of the same, on merits and in accordance with law, within a period of 8 weeks from the date of receipt of a copy of this order.

¶6With the above directions, this writ petition is disposed of. No cost. Consequently, the connected miscellaneous petition is also closed. 17-04-2026 nsa Index:Yes/No Speaking/Non-speaking order Internet:Yes To

1.The Reserve Bank Of India Fort Glacis 16, Rajaji Road Fort St George, Chennai 600 001

2.Trans Union Cibil One Indiabulls Centre, Tower 2a-2b, 19th Floor Senapati Bapat Marg Lower Parel Mumbai

3.M/s. Kotak Mahindra Bank Limited Door No 40, Ceebros Lotus, Red Cross Road, Egmore, Chennai 600

4.Ozone Projects Private Limited No 44 Pillaiyar Koil Street, Annanagar, Chennai 600 040 KRISHNAN RAMASAMY J. nsa 17-04-2026

IN THE HIGH COURT OF JUDICATURE AT MADRAS DATED: 17-04-2026 CORAM THE HONOURABLE MR JUSTICE KRISHNAN RAMASAMY AND WMP NO. 30658 OF 2023 Praveen Kumar Jain No. 25/b, E.V.Ka. Sampath Road, Vepery Chennai 600 007 Petitioner(s) Vs 1. The Reserve Bank Of India Fort Glacis 16, Rajaji Road Fort St George, Chennai 600 001 2.Trans Union Cibil One Indiabulls Centre, Tower 2a-2b, 19th Floor Senapati Bapat Marg Lower Parel Mumbai 3.M/s. Kotak Mahindra Bank Limited Door No 40, Ceebros Lotus, Red Cross Road, Egmore, Chennai 600 008 4.Ozone Projects Private Limited No 44 Pillaiyar Koil Street, Annanagar, Chennai 600 040 Respondent(s) PRAYER Writ Petition filed under Article 226 of the Constitution of India, praying to issue a Writ of Mandamus, directing the 3rd Respondent to dispose the Petitioners representations dated 13.04.2023 and 16.06.2023 and consequently direct the 2nd Respondent from negatively marking the CIBIL score in respect of Housing Loan Account No. APAC6554944 For Petitioner(s): Mr.Rishab R.Jain For Respondent(s): Mr.T.Poornam for R1 Mr.Siddharth Shivakumar & Mr.Meghana Shivakumar for M/s.Madhupreetha Elango for R2 R3 & 4 No appearance