Raghubir Singh v. Ram Niwas and Ors

FAO-1257-2007o o o o -1-o o o INoTHEoHIGHoCOURToOFoPUNJABo&oHARYANAo AToCHANDIGARHo o FAO-1257-2007o o o o o o o o DateoofoDecision:o06.03.2025o o RAGHUBIRoSINGHo o o o o ......Appellanto o Vs.o o o o o o o o o o RAMoNIWASoANDoORS.o o o o ......Respondentso o CORAM:oo HON'BLEoMRS.oJUSTICEoSUDEEPTIoSHARMAo o Present:o Mr.oSuniloKumaroPandey,oAdvocateoforoo o o Mr.oN.R.oDahiya,oAdvocateoforotheoappellant.oo o o o Mr.oManinderoArora,oAdvocateoo fororespondent-InsuranceoCompany.oo o o o o ****o o SUDEEPTIoSHARMAoJ.oo

1.o o Theopresentoappealohasobeenopreferredoagainstotheoawardodatedo

05.10.2006opassedoinotheoclaimopetitionofiledounderoSectiono166oofotheoMotoro VehiclesoAct,o1988obyotheolearnedoMotoroAccidentoClaimsoTribunal,oBhiwanio (foroshort,o'theoTribunal')oforoenhancementoofocompensationograntedotootheo appellant/claimantotootheotuneoofoRs.4,07,600/-oalongowithointerestoatotheorateo ofo9%operoannum,oonoaccountoofoinjuriesosustainedobyotheoappellant/claimanto inoaoMotoroVehicularoAccident,ooccurredoono19.07.2003.o

2.o o Asosoleoissueoforodeterminationoinotheopresentoappealoisoconfinedo tooquantumoofocompensationoawardedobyotheolearnedoTribunal,oaodetailedo FAO-1257-2007o o o o -2-o o o narrationoofotheofactsoofotheocaseoisonotoreproducedoandoisoskippedohereinoforo theosakeoofobrevity.o SUBMISSIONSoOFoLEARNEDoCOUNSELoFORoTHEoPARTIESo

3.oo o Theolearnedocounseloforotheoappellant/claimantocontends:-o

i)o ThatotheocompensationoawardedobyotheolearnedoTribunaloiso onotheolowerosideoandodeservesotoobeoenhanced.o

ii)o Thatotheoamountoawardedotowardsotransportation,ospecialo diet,o paino ando suffering,o attendanto chargeso iso ono lowero side.oo Furthero contendso thato noo amounto haso beeno awardedo byo theo learnedoTribunalounderotheoheadsoofolossoofoamenitiesoofolife.o Therefore,otheopresentoappealobeoallowedoandotheocompensationo awardedotootheoappellant/claimantoshouldobeoenhanced,oasopero latestolaw.o

4.o o Pero contra,o learnedo counselo foro theo respondents-Insuranceo Companies,o however,o vehementlyo argueo thato theo awardo haso rightlyo beeno passedoandotheoamountoofocompensationoasoassessedobyotheolearnedoTribunalo hasorightlyobeenogranted.ooTherefore,otheyoprayoforodismissaloofotheoappeal.o

5.oo o Io haveo heardo learnedo counselo forotheo partieso andoperusedo theo wholeorecordoofothisocase.o

6.o o Aoperusaloofotheoawardofurtheroshowsothatotheoappellant/claimanto hasosufferedo70%opermanentodisabilityoasoperodisabilityoCertificateoEx.oP-16.o Furtheroperusaloofotheorecordorevealsothatotheoappellant/claimantowasodrawingo aosalaryoofoRs.7,434/-operomonthoandotheosameoisotakenointooconsiderationoforo calculationoofotheocompensationoonoaccountoofodisabilityosufferedobyohim.o TheolearnedoTribunalohasoalsooerredoinonotoawardingotheofutureoprospectsoando FAO-1257-2007o o o o -3-o o o alsooinonotoapplyingotheomultiplieromethodowhileocalculatingotheolossoofotheo appellant/claimant.oAlsootheoamounto awardedo towardsopaino ando suffering,o attendantocharges,otransportation,ospecialodietoisoonotheolowerosideoandotheo sameoneedsotoobeoenhanced.oo

7.o o Furtheroperusaloofotheorecordoshowsothatotheoappellant/claimantoo sufferedovariousogrievousoinjuriesoonohisobodyomakingohisolifeomiserable.ooAso ao result,o heo hado too dependo ono otherso foro hiso dailyo activitieso ando likelyo employedoanoattendantotooassistohimowithohisophysicalomovements.ooThiso CourtohasodealtowithosimilaroissueoinocaseotitledoasoRanioandoothersov.oHarmito SinghoaliasoKalaoandoothers,opassedoinoFAOoNoo4331-2006,odecidedoono

27.02.2025.oTheorelevantoportionoofotheosameoisoreproducedoasounder:-o o 7.o o xxxo o o o xxxo o o xxxo o o "Theo Co-ordinateo Bencho ofo thiso Courto haso dealto withotheosameoissueoinoaojudgmentopassedoinoFAO-4516-2006o titledo aso 'Neelamo Devio ando otherso Vs.o Baljito ando others'o decidedoono04.12.2012.ooTheorelevantoportionoofotheosameoiso reproducedoasounder:-o "6.o TheofactoremainsothatodeceasedoJagoBhagwanowhoo wasoadmittedotooPGIMS,oRohtakoonoreferenceoforo47olongo daysodiedoono15.7.2008oinotheohospitaloitself.oWhenotheo patientohadodiedoinotheohospitaloitself,otheohospitalowouldo notohaveothoughtoofoissuingoanyodischargeosummary.oOfo course,o theo recordso maintainedo byo theo PGIMS,o Rohtako shouldohaveobeenosummonedobyotheoclaimants.oBut,ojusto FAO-1257-2007o o o o -4-o o o becauseotheyohadonotosummonedotheohospitalorecords,oweo cannotorejectotheocaseoofotheoclaimantsoasoEx.P2,oP3oando P9owouldogootooshowothatotheoinjuredowasoadmittedotoo hospitalo foro treatmento ino ano unconsciouso stateo foro theo bloodo cloto ino theo mido cerebralo regiono ando diedo ino theo hospitaloduringotheocourseoofotreatment.o

7.oo Itoisonotoaocommonopracticeoforosuchohospitalsotoo issueoprescriptionsoforopurchasingomedicines.oSomeoslipso areoissuedotootheocaretakeroofotheopatientoforotheopurposeo ofo procuringo theo medicineo fromo outside.o Theo hospitalo authoritiesosimplyomaintainomedicalorecordsoshowingotheo prescriptions.o

8.oo Theoinjuredohadotakenotreatmentoforo47olongodays,o thatotoo,oinoanounconsciousostate.oAtoleast,ooneoorotwoo attendantsowouldohaveodefinitelyoattendedohimoduringotheo courseoofotreatment.oTheoclaimantsowouldohaveospentoato leastoaosumoRs.200/-operodayotowardsoattendantocharges."o o Ino viewo ofo theo aboveo referredo too judgment,o theo appellants/claimantsoareoalsooentitledotootheoattendantochargeso atotheorateoofoRs.150/-operodayofromotheodateoofoaccidentotillotheo dateoofotheodeathoofodeceased.ooo

8.o o Keepingo ino viewo theo aboveo referredo too judgment,o theo claimant/appellantoisoentitledoforocompensationounderotheoheadoofoattendanto charges.oTherefore,otheoawardorequiresoindulgenceoofothisoCourt.oo SETTLEDoLAWoONoCOMPENSATIONo

9.o o Hon'bleoSupremeoCourtohasosettledotheolaworegardingograntoofo compensationowithorespectotootheodisability.ooTheoApexoCourtoinotheocaseoofoo FAO-1257-2007o o o o -5-o o o RajoKumaroVs.oAjayoKumaroandoAnothero(2011)o1oSupremeoCourtoCaseso 343,ohasoheldoasounder:-o Generaloprinciplesorelatingotoocompensationoinoinjuryocasesoo

5.oTheoprovisionoofotheoMotoroVehiclesoAct,o1988o('Act'oforo short)omakesoitoclearothatotheoawardomustobeojust,owhicho meansothatocompensationoshould,otootheoextentopossible,o fullyoandoadequatelyorestoreotheoclaimantotootheopositiono priorotootheoaccident.oTheoobjectoofoawardingodamagesoiso toomakeogoodotheolossosufferedoasoaoresultoofowrongodoneo aso faro aso moneyo cano doo so,o ino ao fair,o reasonableo ando equitableo manner.o Theo courto oro tribunalo shallo haveo too assesso theo damageso objectivelyo ando excludeo fromo considerationo anyo speculationo oro fancy,o thougho someo conjectureowithoreferenceotootheonatureoofodisabilityoando itsoconsequences,oisoinevitable.oAopersonoisonotoonlyotoobeo compensatedoforotheophysicaloinjury,obutoalsooforotheolosso whichoheosufferedoasoaoresultoofosuchoinjury.oThisomeanso thatoheoisotoobeocompensatedoforohisoinabilityotooleadoaofullo life,ohisoinabilityotooenjoyothoseonormaloamenitiesowhicho heo wouldo haveo enjoyedo buto foro theo injuries,o ando hiso inabilityotooearnoasomuchoasoheousedotooearnoorocouldo haveo earned.o (Seeo C.K.o Subramoniao Iyero v.o T.o Kunhikuttano Nair,o AIRo 1970o Supremeo Courto 376,o R.D.o Hattangadiov.oPestoControlo(India)oLtd.,o1995o(1)oSCCo 551oandoBakerov.oWilloughby,o1970oACo467).o

6.oo Theoheadsounderowhichocompensationoisoawardedo inopersonaloinjuryocasesoareotheofollowingo:o Pecuniaryodamageso(SpecialoDamages)oo FAO-1257-2007o o o o -6-o o o

(i)o Expenseso relatingo too treatment,o hospitalization,o medicines,o transportation,o nourishingo food,o ando miscellaneousoexpenditure.o

(ii)oLossoofoearningso(andootherogains)owhichotheoinjuredo wouldohaveomadeohadoheonotobeenoinjured,ocomprisingo:o

(a)oLossoofoearningoduringotheoperiodoofotreatment;oo

(b)o Losso ofo futureo earningso ono accounto ofo permanento disability.o

(iii)o Futureo medicalo expenses.o Non-pecuniaryo damageso (GeneraloDamages)o

(iv)o Damageso foro pain,o sufferingo ando traumao aso ao consequenceoofotheoinjuries.o

(v)o Losso ofo amenitieso (and/oro losso ofo prospectso ofo marriage).o

(vi)o Losso ofo expectationo ofo lifeo (shorteningo ofo normalo longevity).o Inoroutineopersonaloinjuryocases,ocompensationowillobeo awardedoonlyounderoheadso(i),o(ii)(a)oando(iv).oItoisoonlyoino seriousocasesoofoinjury,owhereothereoisospecificomedicalo evidenceocorroboratingotheoevidenceoofotheoclaimant,othato compensationo willo beo grantedo undero anyo ofo theo headso

(ii)(b),o(iii),o(v)oando(vi)orelatingotoolossoofofutureoearningso ono accounto ofo permanento disability,o futureo medicalo expenses,olossoofoamenitieso(and/orolossoofoprospectsoofo marriage)oandolossoofoexpectationoofolife.o xxxo o xxxo o xxxo o xxxo

19.o Weo mayo nowo summariseo theo principleso discussedo aboveo:o FAO-1257-2007o o o o -7-o o o

(i)o Allo injurieso (oro permanento disabilitieso arisingo fromo injuries),odoonotoresultoinolossoofoearningocapacity.o

(ii)oTheopercentageoofopermanentodisabilityowithoreferenceo tootheowholeobodyoofoaoperson,ocannotobeoassumedotoobeo theo percentageo ofo losso ofo earningo capacity.o Too puto ito differently,otheopercentageoofolossoofoearningocapacityoiso nototheosameoasotheopercentageoofopermanentodisabilityo (exceptoinoaofewocases,owhereotheoTribunaloonotheobasisoofo evidence,o concludeso thatopercentageo ofo losso ofo earningo capacityo iso theo sameo aso percentageo ofo permanento disability).o

(iii)oTheodoctorowhootreatedoanoinjured-claimantoorowhoo examinedo himo subsequentlyo too assesso theo extento ofo hiso permanentodisabilityocanogiveoevidenceoonlyoinoregardotheo extento ofo permanento disability.o Theo losso ofo earningo capacityoisosomethingothatowillohaveotoobeoassessedobyotheo Tribunalowithoreferenceotootheoevidenceoinoentirety.o

(iv)oTheosameopermanentodisabilityomayoresultoinodifferento percentageso ofo losso ofo earningo capacityo ino differento persons,o dependingo upono theo natureo ofo profession,o occupationoorojob,oage,oeducationoandootherofactors.o

20.o Theo assessmento ofo losso ofo futureo earningso iso explainedobelowowithoreferenceotootheofollowingo Illustrationo'A'o:oTheoinjured,oaoworkman,owasoagedo30o yearsoandoearningoRs.o3000/-operomonthoatotheotimeoofo accident.o Aso pero Doctor'so evidence,o theo permanento disabilityoofotheolimboasoaoconsequenceoofotheoinjuryowaso 60%oandotheoconsequentialopermanentodisabilityotootheo persono waso quantifiedo ato 30%.o Theo losso ofo earningo FAO-1257-2007o o o o -8-o o o capacityoisohoweveroassessedobyotheoTribunaloaso15%oono theobasisoofoevidence,obecauseotheoclaimantoisocontinuedo ino employment,o buto ino ao lowero grade.o Calculationo ofo compensationowillobeoasofollows:o a)o Annualo incomeo beforeo theo accidento :o Rs.o 36,000/-.o b)oLossoofofutureoearningoperoannumoo oo(15%oofotheoprioroannualoincome)o:ooooRs.o5400/-.o c)oMultiplieroapplicableowithoreferenceotooageo:o17o d)o Losso ofo futureo earningso :o (5400o xo 17)o :o Rs.o 91,800/-o Illustrationo'B'o:oTheoinjuredowasoaodriveroagedo30oyears,o earningoRs.o3000/-operomonth.oHisohandoisoamputatedoando hiso permanento disabilityo iso assessedo ato 60%.o Heo waso terminatedofromohisojoboasoheocouldonoolongerodrive.oHiso chancesoofogettingoanyootheroemploymentowasobleakoando eveno ifo heo goto anyo job,o theo salaryo waso likelyo too beo ao pittance.o Theo Tribunalo thereforeo assessedo hiso losso ofo futureo earningo capacityo aso 75%.o Calculationo ofo compensationowillobeoasofollowso:oo a)o Annualo incomeo prioro too theo accidento :o Rs.o 36,000/-o.o b)oLossoofofutureoearningoperoannumoo (75%oofotheoprioroannualoincome)o:ooRs.o27000/-.o c)oMultiplieroapplicableowithoreferenceotooageo:o17o d)o Losso ofo futureo earningso :o (27000o xo 17)o :o Rs.o 4,59,000/-oo Illustrationo'C'o:oTheoinjuredowaso25oyearsoandoaofinalo yearoEngineeringostudent.oAsoaoresultoofotheoaccident,oheoMAHIMA FAO-1257-2007o o o o -9-o o o waso ino comao foro twoo months,o hiso righto hando waso amputatedo ando visiono waso affected.o Theo permanento disablemento waso assessedo aso 70%.oAso theo injuredo waso incapacitatedo too pursueo hiso choseno careero ando aso heo requiredotheoassistanceoofoaoservantothroughoutohisolife,o theolossoofofutureoearningocapacityowasoalsooassessedoaso 70%.oTheocalculationoofocompensationowillobeoasofollowsoo a)oMinimumoannualoincomeoheowouldo haveogotoifohadobeenoemployedoasoanoo Engineeroo o o o o :oRs.o60,000/-oo b)oLossoofofutureoearningoperoannumoo (70%oofotheoexpectedoannualoincome)o:oRs.o42000/-o c)oMultiplieroapplicableo(25oyears)oo :o18o d)oLossoofofutureoearningso:o(42000oxo18)o:oRs.o7,56,000/-o [Noteo :o Theo figureso adoptedo ino illustrationso (A)o ando (B)o areo hypothetical.oTheofiguresoinoIllustrationo(C)ohoweveroareobasedo ono actualso takeno fromo theo decisiono inoArvindo KumaroMishrao (supra)].o o

10.o o Hon'bleo Supremeo Courto ino theo caseo ofo Nationalo Insuranceo CompanyoLtd.oVs.oPranayoSethio&oOrs.o[(2017)o16oSCCo680]ohasoclarifiedo theolawounderoSectionso166,o163-Aoando168oofotheoMotoroVehiclesoAct,o1988,o onotheofollowingoaspects:-o

(A)o Deductionoofopersonaloandolivingoexpensesotoodetermineo multiplicand;o

(B)o Selectionoofomultiplierodependingoonoageoofodeceased;o

(C)o Ageoofodeceasedoonobasisoforoapplyingomultiplier;o FAO-1257-2007o o o o -10-o o o

(D)o Reasonableofiguresoonoconventionaloheads,onamely,olosso ofo estate,o losso ofo consortiumo ando funeralo expenses,o witho escalation;o

(E)o Futureo prospectso foro allo categorieso ofo personso ando foro differento ages:o witho permanento job;o self-employedo oro fixedo salary.oo Theorelevantoportionoofotheojudgmentoisoreproducedoasounder:-o "Therefore,oweothinkoitoseemlyotoofixoreasonableosums.oIto seemso too uso thato reasonableo figureso ono conventionalo heads,o namely,o losso ofo estate,o losso ofo consortiumo ando funeralo expenseso shouldo beo Rs.15,000,o Rs.40,000o ando Rs.15,000o respectively.o o Theo principleo ofo revisitingo theo saido headso iso ano acceptableo principle.o Buto theo revisito shouldonotobeofact-centricooroquantum-centric.ooWeothinko thatoitowouldobeocondignothatotheoamountothatoweohaveo quantifiedo shouldo beo enhancedo ono percentageo basiso ino everyothreeoyearsoandotheoenhancementoshouldobeoatotheo rateoofo10%oinoaospanoofothreeoyears.ooWeoareodisposedotoo holdosoobecauseothatowillobringoinoconsistencyoinorespecto ofothoseoheads."o o

11.o o Hon'bleoSupremeoCourtoinotheocaseoofooErudhayaoPriyao Vs.o StateoExpressoTran.oCorpn.oLtd.o2020oACJo2159,ohasoheldoasounder:-o "7.o Thereo areo threeo aspectso whicho areo requiredo too beo examinedobyous:o

(a)otheoapplicationoofomultiplieroofo'17'oinsteadoofo'18';o Theo aforesaido increaseo ofo multipliero iso soughto ono theo basisoofoageoofotheoappellantoaso23oyearsorelyingoonotheo judgmento ino Nationalo Insuranceo Companyo Limitedo v.o PranayoSethioandoOthers,o2017oACJo2700o(SC).oInoparao 46o ofo theo saido judgment,o theo Constitutiono Bencho effectivelyoaffirmedotheomultiplieromethodotoobeousedoaso mentionedoinotheotableoinotheocaseoofoSarlaoVermao(Smt)o andoOthersov.oDelhioTransportoCorporationoandoAnother,o 2009oACJo1298o(SC)o.oInotheoageogroupoofo15-25oyears,o FAO-1257-2007o o o o -11-o o o theomultiplierohasotoobeo'18'oalongowithofactoringoinotheo extentoofodisability.o Theoaforesaidopositionoisonotoreallyodisputedobyolearnedo counseloforotheorespondentoStateoCorporationoand,othus,o weo comeo too theo conclusiono thato theo multipliero too beo appliedoinotheocaseoofotheoappellantohasotoobeo'18'oandonoto '17'.oo

(b)o Losso ofo earningo capacityo ofo theo appellanto witho permanentoooooooodisabilityoofo31.1%o o Ino respecto ofo theo aforesaid,o theo appellanto haso claimedocompensationoonowhatoisostatedotoobeotheosettledo principleosetooutoinoJagdishov.oMohano &oOthers,o2018o ACJo1011o(SC)oandoSandeepoKhanujaov.oAtuloDandeo&o Another,o 2017o ACJo 979o (SC).o Weo extracto belowo theo principleosetooutoinotheoJagdisho(supra)oinoparao8:o "8.o Ino assessingo theo compensationo payableo theo settledo principleso needo too beo borneo ino mind.o Ao victimo whoo sufferso ao permanento oro temporaryo disabilityooccasionedobyoanoaccidentoisoentitledotoo theo awardo ofo compensation.o Theo awardo ofo compensationo musto covero amongo others,o theo followingoaspects:o

(i)l Pain,osufferingoandotraumaoresultingofromotheo accident;oo

(ii)l oLossoofoincomeoincludingofutureoincome;oo

(iii)l Theoinabilityoofotheovictimotooleadoaonormalo lifeotogetherowithoitsoamenities;o

(iv)l Medicalo expenseso includingo thoseo thato theo victimo mayo beo requiredo too undertakeo ino future;oandoo

(v)l Lossoofoexpectationoofolife."oo [emphasisosupplied]oo o Theoaforesaidoprincipleohasoalsoobeenoemphasizedo inoano earliero judgment,o i.e.otheoSandeepo Khanujao caseo (supra)oopiningothatotheomultiplieromethodowasologicallyo soundoandolegallyowelloestablishedotooquantifyotheolossoofo incomeo aso ao resulto ofo deatho oro permanento disabilityo sufferedoinoanoaccident.o o Inotheofactualocontoursoofotheopresentocase,oifoweo examineo theo disabilityo certificate,o ito showso theo admission/hospitalizationo ono 8o occasionso foro variouso numbero ofo dayso overo 1½o yearso fromo Augusto 2011o too FAO-1257-2007o o o o -12-o o o Januaryo2013.oTheonatureoofoinjuriesohadobeenosetooutoaso under:oo o "Natureoofoinjury:oo

(i)l compoundofractureoshaftoleftohumerusoo

(ii)l fractureobothobonesoleftoforearmoo

(iii)l compoundofractureobothobonesorightoforearmoo

(iv)l fractureo3rd,o4tho&o5thometacarpalsorightohandoo

(v)l subtrochantericofractureorightofemuroo

(vi)l fractureoshaftofemuro

(vii)l fractureobothobonesoleftolego oWeohaveoalsooperusedotheophotographsoannexedotoo theo petitiono showingo theo currento physicalo stateo ofo theo appellant,othoughoitoisostatedobyolearnedocounseloforotheo respondentoStateoCorporationothatotheosameowasonotoono recordoinotheotrialocourt.oBeothatoasoitomay,othisoisotheo positionoevenoafterotreatmentoandotheonatureoofoinjurieso itselfoshowotheiroextent.oFurther,oitohasobeenoopinedoino parao 13o ofo Sandeepo Khanujao caseo (supra)o thato whileo applyingo theo multipliero method,o futureo prospectso ono advancementoinolifeoandocareeroareoalsootoobeotakenointoo consideration.oo Weoare,othus,ounequivocallyoofotheoviewothatothereoiso meritoinotheocontentionoofotheoappellantoandotheoaforesaido principlesowithoregardotoofutureoprospectsomustoalsoobeo appliedoinotheocaseoofotheoappellantotakingotheopermanento disabilityoaso31.1%.oTheoquantificationoofotheosameoonotheo basisoofotheojudgmentoinoNationaloInsuranceoCo.oLtd.ocaseo (supra),o moreo specificallyo parao 61(iii),o consideringo theo ageoofotheoappellant,owouldobeo50%oofotheoactualosalaryo inotheopresentocase.oo

(c)o Theo thirdo ando theo lasto aspecto iso theo interesto rateo claimedoaso12%oo Ino respecto ofo theo aforesaid,o theo appellanto haso wateredo downo theo interesto rateo duringo theo courseo ofo hearingo too 9%o ino viewo ofo theo judicialo pronouncementso includingoinotheoJagdish'socaseo(supra).oOnothisoaspect,o onceoagain,othereowasonooseriousodisputeoraisedobyotheo learnedocounseloforotheorespondentoonceotheoclaimowaso confinedotoo9%oinolineowithotheointerestoratesoappliedobyo thisoCourt.o FAO-1257-2007o o o o -13-o o o

8.oTheoresultoofotheoaforesaidoisothatorelyingoonotheosettledo principles,o theo calculationo ofo compensationo byo theo appellant,o aso seto outo ino parao 5o ofo theo synopsis,o wouldo haveotoobeoadoptedoasofollows:oo Headso Awardedo Losso ofo earningo powero Rs.o9,81,978/-o (Rs.14,648oxo12oxo31.1/100o Futureo prospectso (50o pero cento Rs.4,90,989/-o addition)o Medicalo expenseso includingo Rs.18,46,864/-o transporto charges,o nourishment,oetc.o Lossoofomatrimonialoprospectso Rs.5,00,000/-o Losso ofo comfort,o losso ofo Rs.1,50,000/-o amenitiesoandomentaloagonyoo Painoandosufferingo Rs.2,00,000/-o Totalo Rs.41,69,831/-o o o Theo appellanto would,o thus,o beo entitledo too theo compensationoofoRs.o41,69,831/-oasoclaimedoalongowithosimpleo interesto ato theo rateo ofo 9%o pero annumo fromo theo dateo ofo applicationotillotheodateoofopayment.o o RELIEFo o

12.o o InoviewoofotheolawolaidodownobyotheoHon'bleoSupremeoCourtoino theoaboveoreferredotoojudgments,otheopresentoappealoisoallowed.oTheoawardo datedo05.10.2006oisomodifiedoaccordingly.oTheoappellant/claimantoisoentitledo tooenhancedocompensationoasoperotheocalculationsomadeohere-under:-o FAO-1257-2007o o o o -14-o o o o Sr.o Headso CompensationoAwardedo No.o 1o MonthlyoIncomeo Rs.7,434/-o 2o Lossoofofutureoprospectso(50%)o Rs.3,717/-o 3o AnnualoIncomeo Rs.1,33,812/-o(11,151oXo12)o 4o oLossoofoearningodueotoodisabilityoRs.93,668/-o(1,33,812oXo70%)o (70%)o 5o Multiplieroo 15o 6o Lossoofofutureoearningoperoannumo Rs.o14,05,020/-(93,668oXo15)o 7o PainoandoSufferingo Rs.3,50,000/-o 8o SpecialoDieto Rs.70,000/-o 9o Transportationochargeso Rs.7,600/-o 10o FutureoAttendantoChargeso Rs.3,00,000/-o 11o Lossoofoamenitiesoofolifeo Rs.2,00,000/o 12o Futureolosso Rs.1,00,000/-o o TotaloCompensationo Rs.24,32,620/-o o DEDUCTIONo Rs.4,07,600/-o Compensationoawardedobyotheo Tribunalo o EnhancedoCompensationo Rs.20,25,020/-o(Rs.24,32,620o-o 4,07,600)o o

13.o o Soo faro aso theo interesto parto iso concerned,o aso heldo byo Hon'bleo SupremeoCourtoinoDaraoSingho@oDharaoBanjaraoVs.oShyamoSinghoVarmao 2019oACJo3176oandoR.VallioandoOthersoVS.oTamiloNaduoStateoTransporto Corporationo(2022)o5oSupremeoCourtoCaseso107,otheoappellant/claimantoiso grantedotheointeresto@o9%operoannumoonotheoenhancedoamountofromotheodateo ofofilingoofoclaimopetitionotillotheodateoofoitsorealization.o FAO-1257-2007o o o o -15-o o o

14.o o TheoInsuranceoCompany-respondentoNo.3oisodirectedotoodeposito theoenhancedoamountoofocompensationoalongowithointerestowithotheoTribunalo withino ao periodo ofo twoo monthso fromo theo dateo ofo receipto ofo copyo ofo thiso judgment.ooTheoTribunaloisofurtherodirectedotoodisburseotheoenhancedoamounto ofocompensationoalongowithointerestoinotheoaccountoofotheoappellant/claimant.o Theoappellant/claimantoisodirectedotoofurnishohisobankoaccountodetailsotootheo Tribunal.oo

15.o o InsuranceoCompanyoisoherebyodirectedotoodisburseotheocurrento scheduledofeeotooMr.oManinderoArora,oAdvocate,owithinoaoperiodoofo20odayso fromotheodateooforeceiptoofotheocopyoofothisojudgment,opursuantotootheoordero datedo18.07.2024opassedoinoFAO-1682-2007.o

16.o o Pendingoapplications,oifoany,oalsoostandodisposedoof.o o o o o o oooooooooooooo oooo o oooo (SUDEEPTIoSHARMA)o ooo o o o ooooooooooo o oooooo oooJUDGEoo

06.03.2025o mahimao o ooo Whetherospeaking/non-speakingoo :ooSpeakingo o o Whetheroreportableo o o :ooYes/Noo